Credit card casinos in the UK allow residents to enjoy instant deposits, speedy payouts, and low transaction fees while spinning the reels!
Our team of gaming experts introduces you to these casino sites and takes you through everything they have to offer in our informative reviews. Learn more about how to sign up and play, how these sites compare to regular UK-based casinos, and why they’re a top choice for many.
What is a Credit Card Casino?
These casinos allow UK players to deposit and withdraw funds using credit cards with minimal transaction fees. Credit card casino sites are typically based outside the UK, which is why they’re able to offer this payment option. Here are some of the key features that set credit card gambling sites apart from traditional online casinos:
⚖️ Regulated and licensed by top international gaming authorities
💰 Exciting credit-card-friendly bonus offers
🪙 Focuses on efficient credit card payouts
💳 Supports multiple credit card providers like Visa and Mastercard
💸 Ensure payouts with minimal transaction fees
🎰 Access a range of high-quality games not offered at UK-based casinos
📱 Designed to accept credit card payments even on mobile
Ranking the Best Credit Card Casinos in the UK
Our experts have identified the best credit card casinos for UK gamblers. You can find their recommendations below, along with the key factors that make each site worth joining.
| Rating | Brand | Check it out for |
| 🥇 | 10Bet | Minimum withdrawal limits of £5 for Visa and Mastercard |
| 🥈 | AllBritishCasino | No withdrawal fees applied to payouts |
| 🥉 | BetFred | Pays out Visa and Mastercard withdrawals within 4 hours |
Reviewing the Best UK Credit Card Casinos
Now that you have our list, let’s take a closer look at the credit card online casinos our experts recommend and how they compare:
1. 10Bet – Minimum Withdrawal Limits of £5 for Visa and Mastercard
The Rundown
📝 UK Gambling Commission, Malta Gaming Authority
💰 100% Welcome bonus up to £50
🔁 30x wagering requirements
💳 Visa, Mastercard
✅ Doesn’t charge transaction fees on deposits or withdrawals
✅ Applies a maximum withdrawal limit of £35,000 to Visa and Mastercard
✅ Card transactions qualify for all promotions on offer
❌ Doesn’t offer a VIP or loyalty club
The Details
There are many reasons why 10Bet earns the top spot on our list of casinos that accept credit card transactions. First, it supports several card payment options, including Visa and Mastercard. Card deposits on the site are instant and have zero fees. Additionally, you can deposit a minimum of £10 and a maximum of £10,000, which is great if you’re a high roller.
Another reason why 10Bet is one of our leading credit card casinos is because you can withdraw as little as £5 using Visa and Mastercard. If you’ve won big on the site, the maximum you can withdraw using cards is £35,000, which is impressive next to most other UK online casinos, which only allow payouts of £5,000 max.
10Bet offers a fantastic welcome bonus, which you can claim using a card deposit. Repeat players also have access to various bonuses, although it would be great to see a VIP or loyalty program on offer. The range of games is impressive, with over 2,500 options to choose from, including slots from top software developers.
2. All British Casino – No Withdrawal Fees Applied to Payouts
The Rundown
📝 UK Gambling Commission, Malta Gaming Authority
💰 100% Up to £100 + 10% Cashback
🔁 35x wagering requirements
💳 Mastercard, Visa
✅ Doesn’t charge transaction fees on deposits or withdrawals
✅ Uses top-tier security measures and encryption for safe transactions
✅ Typically pays out within a day for card payouts
❌ Applies a low maximum withdrawal cap of £5,000
The Details
Another of the best casinos accepting credit card transactions is AllBritishCasino. The site supports Mastercard and Visa, making it more accessible to UK players. Deposits and withdrawals using these methods have no applicable transaction fees, so your funds remain in your pocket.
Compared to other online casinos, AllBritishCasino has a fairly low maximum withdrawal limit of £5,000. However, you can still withdraw a fairly low amount of £10. Payouts on the site also take a little longer, with the platform taking up to 24 hours to process withdrawals. It is still one of the safest online casinos, providing a high standard of security through encrypted systems and safety measures.
AllBritishCasino offers an exciting selection of games, including one of the best live dealer casinos we have seen. Playing more of these games is also easy, with the site offering an exciting welcome bonus that includes a 10% cashback.
3. Betfred – Pays Out Visa and Mastercard Withdrawals Within 4 Hours
The Rundown
📝 UK Gambling Commission, Gibraltar Gambling Commissioner
💰 Bet £10 on Slots and Get 200 Free Spins
🔁 No wagering requirements
💳 Visa, Mastercard
✅ Pays out card withdrawals in 4 hours or less
✅ Offers welcome bonuses for casino, bingo, and live dealer casino games
✅ Supports all major credit card companies like Visa and Mastercard
❌ Limited details on deposit and withdrawal caps
The Details
Betfred is one of the top credit card casinos UK players have access to if they want fast payouts. Among e-wallets and bank transfers, Betfred also offers card transactions using Visa and Mastercard. As one of the fastest payout casinos, Betfred promises card withdrawals in 4 hours or less, and no payout fees apply.
The range of casino games at Betfred is outstanding. You have over 2,500 options to explore, including jackpot slots, video slots, live dealer games, table games, and bingo. Playing more of the games on offer is easy, since Betfred provides exciting bonus options.
Besides a casino welcome bonus, UK players can also claim a live casino bonus, and a bingo welcome promo. There are also several reload bonuses, like free spins and game of the week offers. These are all accessible with card payments.
Are UK Credit Card Casinos Legal?
Yes, credit card casinos are legal. However, you won’t find any UK-based casino sites that accept credit card deposits. This is because the UK Gambling Commission has implemented gambling laws prohibiting bookmakers and casinos from accepting credit card deposits from UK players.
The UKGC outlines that it has put this measure in place to encourage safe and responsible gambling, by not allowing UK residents to gamble with money they don’t have. However, offshore online casinos don’t have these restrictions.
Since they’re not based in the UK, international online casinos are not required to follow UK gambling laws. This means that many of these sites can and do accept credit card transactions. Their locale also makes them accessible to UK players, who can visit these sites without legal issue. Yes, playing at credit card casinos is legal for UK players, provided these casinos are not based within the United Kingdom. While UK gambling laws have no jurisdiction over international casinos, they can and will penalise players making use of credit card gambling at sites based in the country.Is playing at credit card casinos legal for UK players?
Finding the Right Brand Credit Card Casino in the UK for You
When you decide to find new online casinos that accept credit card payments, there are a few things to consider first to make sure you end up with the best one. Since these sites are typically based outside the UK, they raise a few important questions, which we answer for you here.
Is it safe?
The most important question to ask when looking for credit card casino sites is whether they’re safe. Here are some of the key aspects our experts look at when deciding whether online casinos are secure and safe to use:
- Licence – The safest non UK casinos are those with licences. These licences can come from top international gaming authorities or the UKGC. Credit card casinos that hold licences must uphold stringent regulations that ensure consistent payouts, secure casino gaming, and fair play.
- Security – We always recommend looking into what security features your online casino offers. SSL encryption, password-protected logins, and two-factor authentication on payment processing are just a few features your online casino sites should provide.
- Fraud Protection – Take a look at what fraud prevention measures are in place. Many online casinos offer support lines and customer service chats that you can contact to report fraud. Many of these sites have systems in place to follow up on these reports and do what they can to rectify them.
- Responsible Gambling – Top online casinos provide responsible gambling tools. These may be featured on a dedicated responsible gambling page and often include self-exclusion programs, deposit limits, and access to external support resources.
- Reputable – Visa and Mastercard payments are the most recognisable. American Express or Diners Club are other popular options. If the casino doesn’t offer credit card facilities that you recognise, rather avoid signing up and find a new casino that does.
What bonuses and promotions does it have?
One of the key differences between UK licensed casinos and international casinos offering credit card transactions is the value of the bonuses on offer. International sites generally provide far more generous bonuses that make it easier to play more of the games on offer, while using less of your deposited funds. Here are some of the top promos to claim at Visa and Mastercard casinos:
- Welcome Bonus – All online casino sites offer high-value welcome bonus promos. These are created specifically for new players and are often only accessible when making your first deposit.
- Deposit Match – Used by credit card casinos to encourage players to fund their accounts, the deposit bonus offers to match your deposited funds up to a specific value.
- Free Spins – Players who enjoy online slots will find this promo useful. Here, the online casino gives you a number of free games on a particular slot machine. You can keep your winnings from these free spins up to a limit.
- Cashback Offers – Mastercard and Visa casinos often provide cashback bonuses, where they agree to pay back a percentage of your losses if you play games over a specific period. For instance, you can sometimes find a 15% cashback offer on all live dealer games played between Monday and Thursday.
- Ongoing Promos – Many online casinos that accept credit card also offer reload bonuses for regular players. These offers, while smaller than a welcome bonus, come in a larger variety of options. Free spins, cashbacks, and deposit bonus offers are just some of the available options.
However, before claiming any free spins or welcome bonuses, it is always important to consider the promo terms and conditions. For instance, some offers have high wagering requirements, while others don’t accept Visa payments as a qualifying payment method.
How do I pay and withdraw?
Depositing and withdrawing at casinos that accept credit cards is straightforward. To make financial transactions using your credit card, you’ll need to link your card to the online casino. This process is simple and requires you to provide your card details, which you’ll fill out on an online form, just as you would when making an online purchase.
When you withdraw money, you’ll follow the same process. However, if you’re using the same credit card for deposits and withdrawals, the casino will already have your details on file, making the payout process much quicker.
Casino payments using credit cards are usually fee-free, although some international sites do apply withdrawal fees. These are generally not higher than 3% of your withdrawal amount. Some sites use technology like Visa Fast Pay, which allows them to pay out withdrawals in just 4 hours. However, credit card payments can take up to five business days.
Other payment methods that work similarly include debit cards and prepaid cards. But prepaid cards are usually only offered for deposits. If you’re using your mobile device, you can always make more secure credit card transactions using Apple Pay or Google Pay.
Many online gambling platforms also provide bank transfers, but these take much longer to pay out and can have fees as high as 40%.
Do credit card casino operators impose deposit or withdrawal limits on credit card transactions?
Yes, most casinos that accept credit card payments impose transaction limits on deposits and withdrawals. The least you can deposit or withdraw is usually around £5, while the most you can deposit is around £10,000. Withdrawals are sometimes set higher, with limits up to £50,000.
What games can I play?
Offshore credit card casino sites typically provide far more games than regulated UK casinos. This is because they’re not limited to games with a UKGC licence. But keep in mind that more isn’t always better. The games offered by the best online casinos all come from top software providers and ensure fair play.
Here are some of the best games you can find and enjoy at online casinos that accept credit card payments:
- Online Slots – These games are easy to play and come in a range of variations. Some of the most popular ones include Megaways, jackpot slots, video slots, and classic three-reel games..
- Classic Table Games – Roulette, blackjack, baccarat, craps, and poker are all popular table games at international credit card casinos. These games have more detailed betting options and several rules that make them a more challenging option. They also have the potential for much higher payouts.
- Video Poker – Many of the top credit card casinos offer video poker. This game comes in several variations, like Joker Poker, Deuces Wild, and Tens or Better. The idea here is to hold or discard cards you’re dealt to get your hand to match a winning card combination.
- Speciality Games – Bingo, Slingo, Plinko, lottery-style games, scratch cards, Keno, and fishing games all fall into this category. While they don’t allow you to play the actual lottery, they give you a good idea of how it works.
- Live Casino Games – These online casino games provide an immersive online gambling experience. Played out in a studio with a games table and a live croupier, they’re streamed in real time to the casino’s website. You can log on, place bets over a live in-game chat, and watch the game as it plays out. Top live games include blackjack, roulette, and game show games.
Signing Up At Credit Casino in the UK
Now that you know what to expect from reputable credit card casinos, let’s go through the steps on how to sign up, make your first deposit, and begin playing.
Step 1: Sign Up at a Credit Card Casino
Your first step is to choose one of the credit card online casinos from our list, launch its website, and click the “join” button. Add your details to the registration form that pops up. When you’re done, hit the “Create Account” option to set up your new profile.
Step 2: Deposit Funds & Claim a Bonus
Now, you can make your first credit card deposits. Visit the “Banking” page and select “Credit Card” from the payment methods. Provide your deposit amount and your casino bonus code. You’ll then need to supply your card details. When you’re done, confirm the transaction.
Step 3: Start Playing Casino Games
Now, you can begin playing. Check out the games available at your casino and double-click the one you want to play. Once the game has loaded, you can select your bet value, place your wagers, and hit the “Start” button to begin the game.
Verifying ID at UK Credit Card Casinos
While the regulations that apply to credit card casinos are usually far less stringent than those that apply to UKGC-regulated sites, all casinos that accept credit card payments must complete KYC verification checks.
UK casinos are required to confirm a player’s name, address, and date of birth before they’re even permitted to gamble. Once they’re registered, players must provide all the necessary KYC documents, which include a copy of their ID, proof of address, and proof of income. This verification process can take anywhere from a few hours to a few days.
Offshore credit card online casinos are not held to such stringent requirements. These sites are not legally required to get a player’s personal details before they can gamble, and many only ask for a username and password.
These sites do require players to complete a verification process before they can request a payout. However, this process is less involved than that of UK casinos. Players are usually only asked for proof of residence and a copy of their ID.
Comparing Credit Card Casinos vs Traditional UK Online Casinos
UK casinos only accept deposits using debit cards and other payment methods, while our listed sites accept debit or credit card payments. This isn’t the only way these two types of online casinos differ. You can use the table below to compare both options and the features they provide.
| Feature | Credit Card Casinos | Traditional UK Online Casinos |
| 💳 Credit card payments | Yes | No |
| 💸 Payout speed | Instant to 48 hours | 4 Hours to 72 hours |
| 🪪 ID verification | Yes (before withdrawal) | Yes (before you gamble) |
| 💰 Minimum deposit | £5 | £5-£10 |
| 🪙 Maximum Withdrawal | Up to £50,000 | Usually around £5,000 |
| ⚖️ Licensing | MGA, GGC, GCB | UKGC |
Gambling Responsibly
Although their regulations and stipulations are less stringent than those at UK-based casinos, credit card online casino sites still prioritise player safety. These platforms provide dedicated responsible gambling pages that include a selection of safe gambling tools. While playing at credit card casinos certainly has its risks, these sites offer features like deposit limits to keep you within your budget.
You can also often find options like self-exclusion programs or access to specialised problem gambling resources. If you or someone you know is battling gambling addiction, please reach out to one of the following organisations for help:
- GamCare – 0808 8020 133 (National Gambling Helpline)
- Gordon Moody – 01384 241292
- GambleAware – 24-hour live chat available on the website
Choosing Your Next Credit Card Casino in the UK
UK players who prefer the option of using their Visa or Mastercard credit cards to fund their online gambling can still find trustworthy credit card casinos that accept UK players. Based offshore, these sites provide unique gaming options, generous promotions, and accept credit card payments, along with debit cards, bank transfers, and other payment systems.
You can find plenty of credit card gambling sites, but if you want the best credit card casinos, we recommend the sites highlighted on our list. 10Bet, in particular, stands out for its low minimum deposit limits, high withdrawal limits, and fee-free credit card payouts. There is also more than one exciting credit card casino bonus to claim and enjoy.
FAQs: UK Credit Card Casinos
Can I use a credit card to play at online casinos in the UK?
Yes, several offshore credit card casinos accept UK players. These sites accept credit card payments along with several others, like debit cards, bank transfers, Apple Pay, Google Pay, and e-wallets. However, UK-based casinos regulated by the UKGC will not accept credit card deposits or withdrawals.
Are there casinos where UK players can still use credit cards?
Yes, there are many offshore casinos that accept credit cards. These sites are not based within the UK and don’t have to follow UK gambling laws regarding credit card deposits. Additionally, they can freely accept UK players.
Do I need to use a VPN to access online casinos that accept credit card deposits?
No, you shouldn’t use a VPN to access credit card casinos UK players have access to. The reason for this is that these sites require KYC verification documents that include proof of address. If your IP address is showing you’re from one country but your proof of residence shows another, you could be flagged and have your account shut down.
Since: July 22, 2025
